[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.protonix.sk\/vynimky-poistenia-nad-ktorymi-zostava-rozum-stat\/#Article","mainEntityOfPage":"https:\/\/www.protonix.sk\/vynimky-poistenia-nad-ktorymi-zostava-rozum-stat\/","headline":"V\u00fdnimky poistenia, nad ktor\u00fdmi zost\u00e1va rozum st\u00e1\u0165","name":"V\u00fdnimky poistenia, nad ktor\u00fdmi zost\u00e1va rozum st\u00e1\u0165","description":"\u013dudia nie s\u00fa dokonal\u00ed a t\u00fdm p\u00e1dom nie s\u00fa tak \u00faplne dokonal\u00e9 ani niektor\u00e9 ich pr\u00edsne sp\u00edsan\u00e9 pravidl\u00e1. Plat\u00ed to i v pr\u00edpade pravidiel poistenia. V hor\u0161om pr\u00edpade tieto „perli\u010dky“ \u010dlovek pochop\u00ed a\u017e ke\u010f je neskoro, nako\u013eko s\u00fa a premyslen\u00e9 tak, aby sa pois\u0165ov\u0148a mohla vyhn\u00fa\u0165 n\u00e1hrade \u0161kody, v lep\u0161om pr\u00edpade absurdnos\u0165 niektor\u00fdch t\u00fdchto v\u00fdnimiek","datePublished":"2025-02-25","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.protonix.sk\/author\/#Person","name":"protonix.sk\n","url":"https:\/\/www.protonix.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93869824c8aa580f0d16049ad31e69846ffc925e0cbb2826cc9554f53943da69?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"protonix.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.protonix.sk\/wp-content\/uploads\/img_a288239_w2005_t1527516618.jpg","url":"https:\/\/www.protonix.sk\/wp-content\/uploads\/img_a288239_w2005_t1527516618.jpg","height":0,"width":0},"url":"https:\/\/www.protonix.sk\/vynimky-poistenia-nad-ktorymi-zostava-rozum-stat\/","about":["Financie"],"wordCount":377,"articleBody":"\u013dudia nie s\u00fa dokonal\u00ed a t\u00fdm p\u00e1dom nie s\u00fa tak \u00faplne dokonal\u00e9 ani niektor\u00e9 ich pr\u00edsne sp\u00edsan\u00e9 pravidl\u00e1. Plat\u00ed to i v pr\u00edpade pravidiel poistenia. V hor\u0161om pr\u00edpade tieto „perli\u010dky“ \u010dlovek pochop\u00ed a\u017e ke\u010f je neskoro, nako\u013eko s\u00fa a premyslen\u00e9 tak, aby sa pois\u0165ov\u0148a mohla vyhn\u00fa\u0165 n\u00e1hrade \u0161kody, v lep\u0161om pr\u00edpade absurdnos\u0165 niektor\u00fdch t\u00fdchto v\u00fdnimiek pochop\u00edme ihne\u010f. Fakt, \u017ee niekor\u00e9 v\u00fdnimky pravidiel v poisten\u00ed maj\u00fa docela zamotan\u00fd v\u00fdznam, \u010di sa vymykaj\u00fa be\u017en\u00e9mu chovaniu \u013eud\u00ed pravdepodobne zistil nejeden \u010dlovek, preto\u017ee ned\u00e1vno sa usporiadala anketa, na z\u00e1klade ktorej mali poistenci mo\u017enos\u0165 zahlasova\u0165 za tieto spomenut\u00e9 „perli\u010dky“. V tomto \u010dl\u00e1nku sa pozrieme na v\u00fdnimky poistenia, ktor\u00e9 u hlasuj\u00facich „bodovali“ najviac. Hlasovanie sa uskuto\u010dnilo na \u010deskej webovej str\u00e1nke BankovniPoplatky. V\u00fdsledky s\u00fa zatia\u013e iba predbe\u017en\u00e9, ale kandid\u00e1ti na v\u00ed\u0165azstvo takmer ist\u00ed.Logika a tak\u00e9 be\u017en\u00e9 zm\u00fd\u0161\u013eanie n\u00e1m vrav\u00ed, \u017ee dan\u00fa vec zrejme sta\u010d\u00ed poisti\u0165 jedenkr\u00e1t a mali by sme ma\u0165 istotu. No nie. Pois\u0165ovne na\u0161li sp\u00f4sob ako \u013eud\u00ed presved\u010di\u0165, \u017ee jednu vec treba poisti\u0165 viackr\u00e1t, a\u017e potom mo\u017eno nastane istota. Pr\u00e1ve nutnos\u0165 posti\u0165 jednu vec viackr\u00e1t je zatia\u013e vrel\u00fdm kandid\u00e1tom a to aj po\u010dtom svojich hlasov. Ako pr\u00edklad si zoberme, \u017ee poist\u00edme svoju strechu. V zmluve stoj\u00ed, \u017ee je poisten\u00e1 proti siln\u00e9mu krupobitiu, b\u00farke, z\u00e1sahu blesku,… no v zmluve nebude zmienen\u00e9 poistenie proti vplyvu siln\u00e9ho vetra. Ak bude strecha zni\u010den\u00e1 n\u00e1sledkom siln\u00e9ho vetra, pois\u0165ov\u0148a ju nepreplat\u00ed, lebo nemus\u00ed. To by sme museli by\u0165 poisten\u00ed e\u0161te extra, vo\u010di tejto udalosti.Tesne na druhom mieste je v\u00fdnimka, ktor\u00e1 je asi zn\u00e1mej\u0161ia. Pois\u0165ovna m\u00f4\u017ee klienta obvini\u0165, \u017ee nesplnil dohodnut\u00e9 stanovenia v oh\u013eade zabezpe\u010denia. Teda ak je vonku 40 stup\u0148ov, nech\u00e1te pootvoren\u00fa ventil\u00e1ciu, \u010doho n\u00e1sledkom m\u00e1 zlodej do bytu \u013eah\u0161\u00ed pr\u00edstup. Va\u0161a chyba, mali ste ma\u0165 zatvoren\u00e9. Poistenie toti\u017e neh\u013ead\u00ed na, alebo nep\u00ed\u0161e ni\u010d o tom, ko\u013eko je vonku stup\u0148ov, klienta to neospravedl\u0148uje.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V\u00fdnimky poistenia, nad ktor\u00fdmi zost\u00e1va rozum st\u00e1\u0165","item":"https:\/\/www.protonix.sk\/vynimky-poistenia-nad-ktorymi-zostava-rozum-stat\/#breadcrumbitem"}]}]